Mortgage Advice
are delighted to introduce
Mortgage Advice
Smart Equity Release are both proud and delighted to introduce our mortgage customers to the prestigious Abacus Mortgage & Protection Advice Limited. Like Smart Equity Release, Abacus are also based on The Wirral and have a wealth of experience, so you can rest assured you are in very good hands.
Abacus advise on the whole of the mortgage market, so you will always be recommended the most suitable product on the market. For your peace of mind, Abacus Mortgage & Protection Advice Limited is an appointed representative of The Right Mortgage Limited which is authorised and regulated by the Financial Conduct Authority.
“When it comes to mortgages, I have seen every possible scenario. I can assure you that I will work tirelessly until the most suitable solution is found.”
Director of Abacus, Sarah Gray
Abacus Mortgage & Protection Advice Limited, 56 Hamilton Square, Birkenhead, Wirral, CH41 5AS, Tel 0151 647 2266 sarahgray@abacusmp.co.uk www.abacusmp.co.uk
First Time Buyers
Buying a house is one of the most important purchases you will ever make and buying a home for the very first time is an even more daunting prospect. We can assure you that Abacus will be with you every step of the way. We will calculate how much you can borrow, how much everything will cost, and guide you through the entire purchasing process from start to finish.
We’ll search the whole of market to ensure the most suitable mortgage deal is recommended to you. With access to exclusive First Time Buyer mortgages through our network The Right Mortgage Limited.
We’ll liaise with your lender, estate agent, solicitor, and surveyor, so you don’t have to worry.
Moving Home
Before you start your home buying journey, it is important to know how much you can borrow and how much you can afford to repay. It is therefore important to speak to a trusted and experienced mortgage adviser.
Moving home can be a busy and stressful time, and the one thing you shouldn’t need to worry about is your mortgage. You can count on Sarah to guide you through the entire process from start to finish.
Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.
Remortgages
Remortgaging is simply moving your mortgage from one lender to another without moving home. However, small percentage differences can have a big impact on your repayments, so it is crucial for you to receive great whole of market advice from an experienced mortgage adviser.
Abacus have access to thousands of mortgage products from across the whole of the market and will seek to find the most suitable mortgage deal for you.
If you have enough equity in your property, you may be able to release some capital from your home to carry out home improvements, to raise capital to purchase a Buy to Let property or to consolidate debt, although you should think very carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy To Let Mortgages
Whether you are a professional landlord or a newcomer to the buy to let market, we can help you to find the right deals, based upon your circumstances and preferences.
The need for professional mortgage advice in this sector of the market is unquestionable as lenders’ criteria vary greatly.
Once Sarah has helped arrange your buy to let mortgage, the relationship will not end there, she will keep you informed of any new developments in the buy to let mortgage market, and will be on hand to answer any queries you may have along your buy to let journey.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
